Vaulting Tokenization
This section delves into the Vaulting Tokenization feature within Vortex , focusing on the security and convenience offered by tokenizing and vaulting customer card information. It illustrates how merchants can safely store payment details and utilize tokens for transactions, enhancing payment security and customer trust.
Required Fields
To get a comprehensive list of fields, please visit our Required Fields dedicated page.
Vaulting Tokenization
Vaulting Tokenization in the Vortex API refers to the process of converting sensitive card information into a secure, non-sensitive token that can be safely stored and used for future transactions. This method significantly reduces the risk of card data breaches and complies with PCI DSS standards by minimizing the exposure of actual card details.
Use Cases
- Secure Storage of Payment Information: Allows merchants to securely store customer payment details for future use, without retaining sensitive card data.
- Recurring Payments: Facilitates seamless recurring transactions by using tokenized information, eliminating the need to re-enter card details for each payment.
- Customer Convenience: Enhances the checkout process for returning customers by enabling quick and secure transactions with stored tokens.
Example
Note: Actual API calls for card tokenization would not transmit full card details like this; typically, the card information is captured securely on the client side, and only a secure identifier would be sent to the server for tokenization.
Failed Scenarios
To get a comprehensive list of Error Codes to help you understand the Failed Scenarios, please visit our Error Codes dedicated page
Tokenization and the use of vaulted tokens can encounter issues, such as:
- Invalid Card Details: The initial tokenization request fails if the provided card details are incorrect or invalid.
- Token Misuse or Expiry: Tokens have a lifespan or usage limit; expired or overused tokens cannot be used for payments.
- Technical Issues: Systematic errors within Vortex or communication issues can prevent successful tokenization or payment with a token.
Implementation Notes
When implementing "Vaulting Tokenization" within Vortex, ensure secure handling and transmission of initial card details for tokenization. Educate customers about the benefits of tokenization for security and convenience. Always handle tokens with the same level of security as card details, despite their non-sensitive nature, and monitor for and respond to tokenization errors or failures promptly.
Updated over 1 year ago
